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Radio show date 07-08-2022

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John C. Morley: (00:08)

 Hi everyone. I'm John C Morley, the host of the JMOR TECH TALK SHOW and inspirations for your life.


 John C. Morley: (01:00)

 Well, hi, everyone. It is John C Morley here. Your host of the JMOR TECH TALK SHOW. It's great to have you here. And I can't believe we are already on the second Friday of July. I cannot believe that it's July 8. hopefully, all of you had an amazing 4th of July with friends and family, and we have a great show here for you tonight, so let's get right into it. So, the first thing is Google, as you know, is making some changes, and an interesting change that they're actually making is Google has for a long time been storing all kinds of data. Well, Google said, now that they're going to delete specific data, what type of data will they delete? Well, I'm going to tell you. So Google will delete all location history data from abortion clinic visits.


 John C. Morley: (02:03)

 This is pretty interesting that they're going to do this. The company said that sensitive places, including fertility centers, clinics, and addiction treatment facilities, will also be erased. Very interesting. So, Google will delete location data showing when the users visit an abortion clinic or the others I mentioned. And the online search company said recently, after concerns that a digital trail could inform law enforcement if an individual teammate had a pregnancy legally and they didn't want to get involved with that. So, state laws are limiting abortions set in after the US Supreme court decided last month that the constitution no longer guarantees them. The technology industry has really been pulling their hair out with police, and now they could obtain warrants for customer search history, geolocation, and other information revealing pregnancy plans.


 John C. Morley: (03:08)

 Google recently stated that it would continue to push back against improper, overly broad demands for data by the government without reference to abortion. So interesting that this is happening. I think it's a good thing for privacy, but it's a shame that they have to go through, you know, this level to be able to keep some people innocent. So just want to share that information with you. So again, Google will be deleting location history, data for abortion clinic visits and sensitive places like fertility centers, other clinics addiction treatment facilities will also be erased. So interesting that they're doing this, so we'll have to keep an eye and see what's happening there. Definitely. And other interesting news that I think you're definitely going to want to know about is the FCC commissioner calling on apple and Google to remove TikTok from their app stores.


 John C. Morley: (04:13)

 What the heck is going on with this? I mean, this is just this is insane. I think they're worried; they're wondering what TikTok is actually doing. Is our data safe, or is it not safe? And then some other communications transpired whereby they are working to move talk's data to Oracle, hopefully securing the data a little more. So, we're going to have to see, you know, what happens. And you probably remember that apple and Google didn't immediately respond to the requests for common a while back in a statement, and TikTok called the Buzzfeed report misleading quote unquote like many global companies; TikTok has engineering teams around the world, close quote. Now TikTok has obviously got their hand, the cookie jar, and I quote, we employ access controls like encryption and security monitoring to secure user data.


 John C. Morley: (05:16)

 And the access approval process is overseen by our US-based security team. TikTok has consistently maintained that our engineers in locations, outside the United States, including China, can be granted access to our user data on a needed basis under these strict controls, close quote. I know what they're saying, but I have to say, I don't agree with them. They've been caught before, and why should we believe TikTok? I mean, once somebody does something to lose our trust, why should we believe them? And another statement made by Buzzfeed news, and I quote, stands categorically behind our reporting that the US users' data was accessed by China-based TikTok employees far more frequently than previously known. And we're glad that TikTok even confirmed this in its statement, for years US officials have expressed concerns that Chinese government access to US-users data or communications could put national security at risk, but whether cars plea will work is uncertain at the moment.


 John C. Morley: (06:30)

 So I think it comes down to the fact that we as people in the United States and data in the United States have to have rules to prevent data from being taken and put into the wrong hands. And so, we don't know what talk's plans are, whether they will use it for good or bad. We don't know, but we know that China is behind TikTok. And so, because of that, we know we can't trust them a hundred percent. After all, we've caught their hands and a lot more in the cookie jar, causing challenges, but we won't get into that on this show. I just want to let you know that I'm concerned with the data and where it's going. So, what could happen is data being on Oracle. So Oracle had discussed acquiring a minority stake in TikTok in 2020 when bite dance was under US pressure to sell the app.


 John C. Morley: (07:35)

 The cloud computing giant will store all of TikTok's US user data on Oracle data servers under the new proposed partnership NOW. This was done in March of 2022, but is it really secure? I mean, I think that's really the question and, you know, moving US users' data Oracle servers store, the United States oversharing its migration, and the announcement was a report that followers claiming that TikTok staff and China had accessed the US user data as recently as this past January, what are they doing with it? I don't know, but I know that data is very important, and TikTok also collects information from your messages. So, you may want to consider that when using the app to chat with friends. So I would be careful what you post on TikTok; if it's something general or something that you want to get attention on, fine, but just realize their messages are not going to be kept in any kind of confidence and might wind up on the news if they, let's say interest them in a certain way.


 John C. Morley: (08:49)

 Furthermore, as they said, the platform doesn't have end-to-end encryption for messages. And that means it is as secure as some other messaging apps, which have that extra layer of security built-in, but is TikTok safe for your business? I think that's what we want to ask. And I have to tell you that safety is a concern. I don't use TikTok for anything confidential or for anything that would be security related. It's all stuff about motivation. So, if they learn about my motivation stuff, it really doesn't matter. Still, I would tell you not to use TikTok to share any kind of personal information, that's PHI personal health information, any kind of information, user information, or just PI personal information. So personal information is defined by things you wouldn't give to a total stranger, such as your home address, phone number, full name, and social security number, right? Your passport number, what else?


 John C. Morley: (10:10)

 Yeah. Even your credit cards. So, let's be more secure and not give up this data. I know it sounds crazy, but I don't trust TikTok a hundred percent. I don't know where all your data is stored. And if any tentacles have access to this Oracle base, even though they claim it's safe, my gut feeling is not to trust it. That's just me, but you know, I'm a real security freak, and I don't trust really anybody when it comes to security. And this just seems like there are too many hands involved. And there's not that extra level of encryption that should be there. And so, even though the data is stored in some other places, I don't believe that your data is secure. There could be a backend, and they could see everything going on at any given moment, either live or stored.


 John C. Morley: (11:06)

 So I just don't trust TikTok and the organization that created it. I'm sorry, I'm just giving you my feedback there. So, we're going to have to see, you know, what's going on definitely with TikTok, and just be careful don't share your secrets or your trade secrets or even what your business is going to attempt to patent or trademark because you might find that it gets, let's say exploited and could come back to bite you. So just don't do that. Well, you and I have talked a lot about crypto. Crypto's got some problems. Yeah. Crypto has some problems after filing for bankruptcy. One of our leading leaders in the crypto, the crypto one of the crypto lenders, I should say, in the space crypto lender, Voyager digital, says it will maintain operations. What the heck is that all about? 


 John C. Morley: (12:20)

 And people say to me; John is the crypto market crashing. Bitcoin and many other cryptocurrencies have been crashing since they hit an all-time high late last year. Bitcoin had lost more than two-thirds of its value since it peaked at around 69,000 in November last year. And it's currently trading at around the $22,000 mark. So why is crypto crashing? Well, if I had to give you the truth about it, I believe it's because of this high they hit, and Bitcoin has lost more than two-thirds, as we said. And I also believe it's because the money is not secure. And I believe many unscrupulous businesses and people are exploiting you in the crypto world. I mean, it's not FDIC insured. No, that's right. Yeah.


 John C. Morley: (13:26)

 The crypto is not FDIC insured. Did you know that I'm being truthful? Crypto is not FDIC insured. I might say why? Well, let's think about it. It's not FDIC insured. And the agency has been vocal about why the FDIC is already taking steps to prevent crypto traders from being misled by false claims about deposit insurance. And I feel that there are still a few people out there trying to exploit people's savings in crypto and get them for that fast kill. And the other issue we're going to find is with the IRS. The IRS requires you to declare crypto. Did you know that the IRS requires you to declare crypto?


 John C. Morley: (14:29)

 So your Bitcoin, your Ethereum, and other cryptocurrencies are taxable. The IRS considers cryptocurrency holdings to be property for tax purposes, which means your virtual currency is taxed in the same way as any other asset you own, like stocks or gold. So, do you have to disclose crypto to the IRS? Well, if you mine cryptocurrency, if you earn cryptocurrency by mining, it's considered taxable income, and it might be reported on a form 1099 NEC at the fair market value of the cryptocurrency on the day you received it; you need to report this even if you don't receive a 1099 form as the IRS considers this taxable income. Now here's the thing a few years ago, people said, well, you know, cryptocurrency doesn't get taxed until you spend it. Not true. Cryptocurrency gets taxed when you take possession of it; very similar to a property, right?


 John C. Morley: (15:34)

 So you might say, John, what happens if I don't report crypto to the IRS? Suppose you don't report your taxable crypto activity and face the IRS of their value. In that case, you might face a serious IRS audit and incur interest penalties or even criminal charges, as it could be considered tax evasion or fraud. And this comes right from David Canadian, and I quote a Milwaukee-based CPA and tax specialist, product manager at accounting crypto track, and tax reporting tool accounting. Yeah, account pointing. So is cryptocurrency going to go away?


 John C. Morley: (16:22)

 You're required to pay taxes on crypto. Okay. And Iris classifies cryptocurrency as property, and transactions are taxable by law just like transactions related to any property. Taxes are due when you sell, trade, or dispose of cryptocurrency in any way and recognize a gain. So, if you make money and sell, you've got a gain, right? If you have property, you pay taxes on it, but you're required when you trade it. So, if you decide to sell your crypto, you will need to pay tax on it. Or if you dispose of cryptocurrency in any way and recognize the gain, you will be taxed. If you've got computers in your mining cryptocurrency, I think what a lot of people are starting to understand is that it's not as easy, and it's going to start to bite a lot of people.


 John C. Morley: (17:17)

 So if you earn $600 or more in a year paid by an exchange, including a coin base, the exchange is required to report these payments to the IRS as any other income via the IRS form 1099 MISC. So, people are saying to me, John, you know, cryptocurrency sounds so easy, and people were opening into other countries because, you know, the government wasn't able to get involved that I got news for you. You're going to get yourself in a lot of hot water, many people. I know that; they said, hey, John, come on board, go do this. And you know, not doing anything wrong. It's funny. How many of them have disconnected? Their email addresses, they've disconnected their phones and like fell off the planet. These are people that I met virtually online before the pandemic time, I should say. And now when you want to talk to them about it, it's like, they're busy. They're starting to realize that what they got involved with is not very legitimate. And if you invested anything into it, they're suddenly going to blow you away. Luckily, I didn't invest a lot into it, but when you're trying to see, did you make any money on it? You're going to find that these things just sort of vanished, and it's because cryptocurrency is going away. When will crypto be gone?


John C. Morley: (18:54)

 So they went from a hop to this really warm, very boiling meltdown. People have started to speculate about the end of the crypto run, but the truth is it's not over yet. The Crypto market has been on this bull run for a portion of 2021. And people say they're not ignoring it. How long will cryptocurrency be around our world? The Bitcoin system is still developing, making it possible. If not likely that Bitcoin itself will continue to evolve over the coming decades. However, as Bitcoin evolves, no new Bitcoins will be released after the 20-million-coin limit is reached. So, what happens to Bitcoin after all 21 million are mined? Well, that's an interesting point. The maximum number of Bitcoins issued at the mine is 21 million new Bitcoins. And they're added to the Bitcoin supply approximately every 10 minutes, the average amount of time it takes to create a new block of Bitcoin.


John C. Morley: (20:02)

By design, the number of Bitcoins minted per block is reduced by 50% after every 210,000 blocks or about every four years. The total supply of Bitcoin is 21 million. The number of Bitcoins issued will likely never reach 21 million due to the use of rounding operators in Bitcoin. No additional Bitcoins will be generated when the Bitcoin supply reaches its upper limit. And Bitcoin miners will likely earn income only from transaction fees. So, is Bitcoin ever going to reach 21 million? It's really unlikely. It's because the Bitcoin network uses bit shipped app operators and these arithmetic operations that round decimal points down to the closest smallest integer. So, I think we're going to see that it's going to start to go away, and people liked it. They thought that they could just get money. They could get this card, and then they could just pay for things, and the IRS wouldn't be able to track it.


 John C. Morley: (21:04)

 I can read the news to you guys. This is not a way to hide money. You should never do that anyway. So, if you've got people promising you the sun, moon, and stars, you're going to get in trouble. Maybe not today, maybe not tomorrow, maybe not even two; three years from now might be five years or more, but trust me, you will get in trouble. It is not FDIC insured. So, my advice is to stay away from it. All right. So, you know, more and more things have been happening. I'm sure you guys are aware. And my question to you guys is, you know what's happening with our world right now because our world is constantly changing. Why is it changing? Well, it's changing because there is this greater. How can I say there? There's this greater need for everyone to want to be able to be on top. Okay. And although there's nothing wrong with being on top, it's just that the way it's being done is causing problems. A big giant who we know as Amazon, right? Well, Amazon, let's just say they're facing some more challenges, which ones well due to yes. Do you know what I'm going to say? The antitrust.


 John C. Morley: (22:43)

 Yep. Amazon faces more challenges due to antitrust, and it's not going away. And this is in the UK and Germany right now; more antitrust scrutiny with Amazon and Europe, and the UK's antitrust watchdog has now opened an investigation of Amazon's marketplace on the same day Germany's regulators confirm that it can apply special abuse controls to the eCommerce giant. This could get pretty nasty and pretty expensive. The probe will consider at first whether Amazon has a dominant position in the market. And if so, whether it is abusing that position and distorting competition by giving an unfair advantage to its own retail business or sellers that use its services compared to other third-party sellers on the Amazon UK marketplace.


 John C. Morley: (23:33)

 So UK regulators are looking into this and if they see a problem, trust me, they will go after me. And that's just like a no, no-brainer. But something else interesting. That's coming along, apple, the new apple lockdown option for iOS. Well, what is this? This is pretty cool. So, this is a new lockdown mode for apple. It's a new security feature. And it's meant to keep you out of trouble from spyware. That can be trying to attack you. Now. It targets a very small group of people, statistically very low. Thus, if you are not in that percentage of people, you don't want to use the lock demo because it will restrict you from doing many things on your phone. It will make the apps function differently, not to get into all these different things, but there's much more security.


 John C. Morley: (24:37)

 Some of the restrictions are messages. Most message attachments other than images are blocked. Some features like link previews will be disabled, web browsing certain complex, web technologies like just in time, JavaScript, and compilation are disabled unless the user excludes a trusted site from the lockdown mode, apple services, incoming invitations, and service requests, including FaceTime calls are blocked. Suppose the user has not previously sent the initiator a call or requested wired connections with a computer or accessory are blocked when iPhone is locked. In that case, configuration profiles cannot be installed, and the device cannot enroll into mobile device management while lockdown mode is turned on. So, it's good that they're doing this. I think it's a great thing, but it's not for everyone. I think it's good that apple has rolled this out, but there's something else that I want to share with you.


 John C. Morley: (25:29)

 And that is the new apple lock screen. What is the new apple lock screen? Well, apple unveils this brand-new technology, which will be out soon, and it is a brand new what we call a brand new basically lockdown. Well, it's a now pay later feature that redesigned the iPhone's lock screen. And it's going to allow people to do certain things with their, basically, with their lock screen so they could be more productive. And it'll be interesting what they're going to do, but now your lock screen will do much more than just lock it. It could actually be like an app that you could have on your phone. So that's something that they're working on. We're going to have to see where that's going. Well, to take a look, I'm sure more things will be coming around that, but here's something I think that's just really when I say dreadful parents Sue TikTok after girls' death, this is heart-wrenching. I mean, the fact that this even happened, girl dies and parents Sue on tick for TikTok.


 John C. Morley: (26:57)

 I mean, can you even believe that something like this happened? I can't parents blame platform algorithms for the choking deaths of eight- and nine-year-olds. The families of two young girls who allegedly died due to a viral TikTok challenge have sued the social media platform claiming its dangerous, quote-unquote algorithms are to blame for their children's deaths. Parents of the two girls who died in 2021 in a blackout challenge, quote unquote on TikTok, which encouraged users to choke themselves until they passed out, filed a suit on Tuesday, not too long ago, in Los Angeles county superior court.


 John C. Morley: (27:41)

 I can't believe this is happening, and they have something called the SMBLC, the social media victim's law center. So legal resources for parents of children harmed by social media, addiction, and abuse. And they allege the platforms, dangerous algorithm intentionally and repeatedly pushes videos of the challenge into the children's feeds, incentivizing them to participate in the challenge that ultimately took their lives. TikTok needs to be held accountable for this type of content. Is it really about the content, or is there another hidden agenda behind TikTok? I'm starting to wonder, but all I have to tell you is that I think TikTok should be restricted to certain ages, but I also think the content that is going to prove harmful to people that's abuse, that's tortures, that shouldn't be allowed on to. I mean, that's my personal feeling, all these companies, data, or content that is going to produce more views, but nobody really cares about it. Is it going to hurt someone's life?


 John C. Morley: (29:07)

 Is it going to cause someone to harm themselves or harm others? We've all watched a TV episode before, and we know that it's all false and staged when we see something on TV. But when you watch something, especially if you're a minor watching something, that can put some thoughts in your head, and that's why it's important to have these conversations. And that's why parents and anyone that uses any social media platforms. They should be restricted on the type of content they can share. And also, you should have conversations, and you should know what your son or daughter is doing because there's a wise man who I've had on my show before Dr. Michael. And he preaches something amazing called odor. And that is, online defense dictates the offline response. So, what you do online can bleed into your everyday lives. Now you might say, gee, it's harmless, John. It's only social media. Okay. It's only harmless, right? Because nobody's gotten hurt, but why has it suddenly become somebody that cares about when somebody has to die? See, that's the problem? Why don't we wake up and say, hey, this is something that could be potentially alarming to not just myself but my family? And what about other people that could watch this and maybe take this the wrong way?


 John C. Morley: (30:40)

 I just feel that TikTok right now is a number agent. And not that all the others are very good either, but I don't think the other platforms would tolerate this. And I'm not in love with them. But I'm just saying that this going on for this long tells me that TikTok doesn't care about people. You might say to me, John, you know, people must be responsible for their actions. I get it. Okay. But the people that died, that's what I want to share with you. Okay. They were like 15 years old. Okay. So, I want to make a quote here that I heard from the SMVLC, and I = quote, TikTok prioritizes greater corporate profits over the health and safety of its users. And specifically, over the health and safety of vulnerable children, TikTok knew or should have known, we're actively using its social media product, quote-unquote they said. So, one thing is these families can never replace the lives of their two beautiful children. Tens of millions have placed their trust. And now the fact that this just happened.


 John C. Morley: (32:45)

 It's a problem. It is a problem. And I want to tell you something right now, TikTok is great for getting some views, but if you see something on TikTok that goes against your morals and your ethical views, turn off, don't like the video, don't comment on it. Okay. If anything, report that contact to these people I was telling you about, which was, you know, basically the social media police and the social media police I've given you before. That is the group that can help you. And it's called the social media victims law center, SMVLC social media victims law center. And you might tell me, John, where is the social media victims' law center? Well, I'm glad you asked me that so you can get to them. They're a law firm in Seattle, Washington.


 John C. Morley: (34:02)

 They are You can reach them by calling 1806871855, that's 1806871855. They are the social media victims' law center. And I would tell you that you must report these things to them. They need to bring these things to our Congress and our government so that something can be done because if something was done, these two girls would still have a family, and their parents would still have their beautiful children. I think sometimes these companies let money get in the way of doing what's right; as a country, as a nation, as citizens, and as people around the globe, we have a duty that if we see social media that is going to harm or hurt someone or is seeming innocent, but we know there's a strong possibility that people could take it wrong. We need to report it. We don't like it because it's funny or because we think it's cool. No, I am so blown away that there are so many sick people on TikTok who liked this video. I mean, what's wrong with these people?


 John C. Morley: (35:35)

 I could go on that for hours and hours. So again, you've heard my claim on that. Again, my condolences to the two families. And I'd like to do something I don't normally do here on the air. Just like to give five seconds of silence for them. Blessings to you and your family. And I hope that out of this lesson, many have learned that social media is no joke. And if something gets put on social media, that could get into people's minds. And with this girl only being 15 years old and thinking it was fun or a challenge, she lost her life. I don't think she would've done this if they knew that this could have hurt them. I don't think they were aware, but they shouldn't have had to worry about this.


 John C. Morley: (36:52)

 This should have never been presented to people. There were 15 years old. They shouldn't have allowed this content to anybody. I'll get off my soapbox because I could be on that for a long time. You have my number for the social media victims unit and their local numbers. 2067414862, that's 2067414862. You can tell them you heard it here on the JMOR TECH TALK SHOW. We bring you not just technology, not just information, but awareness and things that everyone has to be alert about to not only protect themselves but protect the safety and life of others. All right. Well, on a lighter topic, getting back to apple. Apple has been rumoring that there's going to be a new sports watch coming out. That's pretty cool. Right? So, they're saying that apple plans, the extreme sports watch with larger screens and a middle case, a new rugged model, will get longer battery life for workouts. I'll believe it when I see it. The company also plans a new standard series eight and a low-end set of models.


 John C. Morley: (38:12)

 So apple plans its largest smartwatch display to date. With the bigger battery, it should hopefully do something better, but it will be interesting to see where this goes, what it's going to do for people, and how it's going to change people's lives. Especially a lot of sports enthusiasts. That'd be interesting to see. All right. Just a few more topics here tonight. You know, I think the thing we have to understand is that information in our world can be a problem. And when we think about, you know, our lives and social media, I mean, all of us use this every day so that we can pass the time. Maybe we can get some views, and there's nothing wrong with getting views. It's just putting content out there. Now I got to say something to you. If you post something out there and somebody doesn't like it, or if somebody posts something out there and you don't like it, that's not the time to abuse them, to threaten them. It's okay to put their comment like, " Hey, I didn't like that comment. That's fine. It's genuinely to disagree. You don't have to agree, but let's be civil. Let's not call them names. Let's not threaten them. Let's not cause them to worry about harm. They're expressing their views. Okay. And that's what social media is. It's not that serious.


 John C. Morley: (39:53)

 Let's be playful with it. But let's realize that when we see something on social media that could impact us and others, especially their lives, we need to do something. We need to say something. We need to let others know about it. And it's not liking; it's not commenting about it because that will get that video viewed higher. We want to report it. So that video gets taken down. Hey ladies and gentlemen, I am John C Morley, serial entrepreneur. Thank you so much for joining us on the July 8 show of the JMOR TECH TALK SHOW. We've got more great shows coming for you. I hope you'll come back and see us on July 15. We even have a great guest coming at the end of the month. So I hope that you will choose to keep watching us, liking our channel, following us, supporting us, and, you know, sharing our great content.


 John C. Morley: (40:54)

 And if our content resonates with you. And you'd like to say thank you, make a choice and buy my team night. A cup of coffee, a watermelon, or even an ice cream cone. We're so grateful. Those pennies and dollars. We'll put them into new hardware, new technology, new equipment, new software, and even new facilities to give you the most jaw-dropping motivational, of course, tech content around, and very happy to let you know that we're going to start broadcasting one show every single month live from the Oakland public library. Excited to be doing that. People are going to start doing that in late August or September. So, stay tuned for that. And we're hoping to bring our show to be more of a live show instead of just the virtual you see. I hope you guys have a great rest of your weekend, and you know what? I will be back next week, which is July 15. Take care, everyone, and enjoy the rest of your weekend.



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